Thoughts on using on and off chain data to create web3 credit scores

Hey guys, I’m currently building a protocol that allows for a ML model using on and off chain data to determine a web3 credit lending score. This thus allows for under collateralisation of loans (a HUGE gap in the defi market) compared to trad-fi or even the majority of defi which requires over collateralisation.

My thoughts on this are, do you think this is a good idea and generally what would you recommend to make it work?

(What I’m building any feedback would be great, especially as I’m raising soon)

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2 thoughts on “Thoughts on using on and off chain data to create web3 credit scores”

  1. I recently interviewed for a startup with series B funding secured trying this and it sounded batshit insane and like they do not know what to do

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