Money has been mismanaged???

I’m just curious if you believe that the current bear market is being used as an excuse or justification to suspend or freeze withdrawals and/or transactions when the real reason is that the money was mismanaged?

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My heart goes out to the investors whose hard-earned money and long-term investments cannot be withdrawn or whose money was put in vain. I won’t name names, but I hope their problems can be resolved as soon as possible.

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