If you stop doing DCA because you think the market will go lower, you’re not doing DCA, you’re trying to predict the market.

If you change your DCA plan according to price, you’re not doing DCA, you’re trying to predict the market. Even if the upcoming months seem very bearish, you have to stick to your DCA plan. That’s the whole purpose of dollar cost averaging. I saw a lot of people saying that it was the perfect time to DCA when BTC price was at 40K$, but now that BTC is at 20k$ the say that they will wait for the market to go lower.

It’s perfectly fine if you want to predict the market, or if you will wait for BTC or ETH to go lower to buy more. But be conscious that doing this defeats the whole point of DCA. Just do what you want, but don’t lie to yourself.

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29 thoughts on “If you stop doing DCA because you think the market will go lower, you’re not doing DCA, you’re trying to predict the market.”

  1. Say it after me: *You don’t have to be married to your DCA plan – you can have a DCA plan which includes lump sum buys when criteria you’ve chosen are met and not perform DCA buys when other criteria is met*

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  2. I can see breaking the rigid DCA mold when your coin is at its ATH, but we are firmly in the grasp of a bear market

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  3. Honestly money is a bit too tight right now and I need to save up. Once my finances stabilize I will definitely start DCAing again. I need a few more pay checks.

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  4. It’s not really either/or. Technically DCA is supposed to be done always, even during the bulls, but people normally confine it to bear markets which is already a kind of rough timing, and nothing is wrong with that because duh. Same thing goes for stopping at any time. When you tell somebody to ‘DCA’ it’s advice to lessen their risk. A little lessening of risk is a good thing and so is a lot, so it doesn’t really matter *how much* people use DCA; it only really matters that they are aware of it as a strategy, know what it is good for, and understand that timing the market is riskier, the more accurately you need to do it, so decreasing the accuracy that is needed for timing is also a good use of DCA. What DCA is NOT is some cult where you have to prove your membership by being hardcore and doing it ‘right’ or else you are ‘lying to yourself’. Nah, it is way more chill than that.

    Just let people freestyle.

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  5. We can’t predict exact prices, but we can make educated guesses about market trends based on the overall economy and critical evens such as wars or pandemics. So while DCA allows you to take your mind off the charts, blindly following a strategy without taking account external factors and hoping to make a profit out of it sounds as much a gamble as trying to predict the market. That’s why I don’t think it’s such a great strategy as people around these parts would make you believe.

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  6. You can have a DCA plan that involves pausing at certain points.

    The problem is that most people here won’t stick to that strict plan. Their “plan” essentially turns into light day trading.

    DCA should really be a set it and forget it. Take the impulse out of it. Emotions can be a financial killer.

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  7. Personally I don’t blame anyone for pausing their DCA while we take our first steps into hibernation. Most market swings should have you staying on track, but when the shit hits the fan, there is no harm in stepping back and waiting for a while. It’s brutal out there.

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  8. Its important to remember that while some schemes marginally outperform dca, you can’t put a price on significantly reducing the stress of entering a volatile market place.

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  9. Why can’t it be both, try to buy in at the most opportune time at whatever cadence you have decided. For instance if I think price is going down why wouldn’t I buy when the price will be down.

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  10. Dude. Shut up. The market just fucking tanked. Tanked fucking hard. No one in their right mind should have been dcaing the past few months.

    You can absolutely use informed decision making when deciding what to do with your money.

    Don’t try and make newbies feel bad because you got rekt dcaing through the crash.

    No one listen to OP.

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  11. All I see from this sub is everyone telling everyone else what to say, what to think, what not to think, what to do. Dumbass sub

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  12. So what if it’s not DCA? Why are you so offended by that? Let people do what they want. This sub treats DCA like it’s the gospel.

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  13. If you stop DCA’ing then you’re not DCA’ing.

    Brilliant insight as usual.l from this sub haha.

    Does anyone who stops DCA’ing ever say this, this is the definition of ultra obvious.

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  14. This is crypto, people call DCA to buy crypto randomly wherever they feel like. Same way everything is a rugpull or scam if it goes down

    Or is a ponzi if you just don’t like how other people is making money and you are not, etc etc

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  15. Why do you even give one iota of thought to what other people are doing?

    Do you. Don’t worry about what other people are doing.

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  16. Honestly, scared money don’t make money. I haven’t seen max pain or capitulation. I’m timing the market fuck what ya’ll think.

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  17. We are trying to time nothing if you can’t read this past months charts and understand that the world economy is fucked by inflation, wars among many other things, you shouldn’t come here and try to give lessons to others.

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  18. Choosing crypto as an investment strategy is below WSB tier. It’s incredibly volitile, uncertain, and has no tangible value.

    At least stock market YOLOs are on physical assets that actually have value.

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  19. You stopped DCA because you’re trying to time the market. I stopped DCA because I’m broke as shit. We are not the same.

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  20. Why are people so proud to DCA? DCA is the most brain dead strategy. Not only that, if Im trying to off load my bags, I will want everyone to DCA because they are the chumps buying my bags on the way down. Imagine doing a DCA order during an ATH, unprecedented money printing, high RSI and high greed index and thinking you are buying in a good zone. DCA folks are usually the same people that never take profits because they have to somehow justify buying at stupid periods so why would they ever sell.

    You are better off disciplining yourself to not blow your entire load on every buy and be prepared to wait months for an entry, buy during low fear and greed index and on large corrections then just blindly DCA. Anyone following this “DCA hodl till I’m dead” strategy has a portfolio that probably wishes it was dead.

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